Helping you manage the cost of private medical care with the BMI Card

The BMI Card is a unique credit card that allows you to spread the cost of health care, allowing you or your family to benefit from treatment at your chosen BMI hospital at a time convenient to you.

Designed to meet your needs

BMI hospitals offer a Self Pay Surgery scheme that will include the consultant surgeon and anaesthetist fees. If the consultants charge separately, these amounts may be debited to your BMI Card account, by prior arrangement with your chosen BMI hospital.

If you have private medical insurance, the BMI Card will allow you to manage the costs of treatment not covered by your insurance, which might be, for example, health screening, maternity care or cosmetic surgery.

Six-months' interest-free credit and attractive interest rate

BMI Card is a credit facility offered by BMI Healthcare Limited, 66 Chiltern St London W1U 6GH. Credit is offered for an initial period of six months on an interest free basis and thereafter at a typical APR of 9.9%. A minimum payment is required each month from the start of the loan equivalent to 5% of the outstanding balance or £25 whichever is the greater, or the outstanding balance shown on the statement if it is less that £25.

Choice of credit limit

You may choose your credit limit up to a maximum of £12,000. This facility is limited to applicants aged 18 years or over and living in England, Wales or Scotland, and is subject to normal credit checking procedures and our conditions below.

With your permission, we will contact your bank or building society, which must be inside the European union, for a reference and to confirm your name and address. BMI Healthcare reserves the right to refuse any application at its absolute discretion.

No annual charge

The BMI Card has no annual charge or membership fee.

Your security

The Credit Agreement is regulated by the Consumer Credit Act 1974. A written quotation is obtainable on request.

How to apply

To apply for your BMI Card, simply complete the Credit Agreement and bank/building society reference form, and return them to: BMI Card Department, PO Box 4254, London W1A 6SS.

We normally need 2 - 3 weeks to process an application, but please allow postage time in addition.

Click here to download a BMI Card application form